Derived: Probable OSFI's Guideline E-23 on Model Risk Management, published 11 September 2025, extends model-risk governance expectations explicitly to AI/ML models used by federally regulated financial institutions and takes effect 1 May 2027.
Confidence: Confirmed · Evidenced
Evidence and sources
- Office of the Superintendent of Financial Institutions (OSFI) T1 · Retrieved · retrieved 11 Nov 2026
sets out OSFI's expectations for how federally regulated financial institutions should manage risks associated with the use of models.
- McMillan LLP T3 · Surfaced
On September 11, 2025, the Office of the Superintendent of Financial Institutions ("OSFI") released Guideline E-23
- Blakes T3 · Retrieved · retrieved 11 Nov 2026
The Final Guideline, which will take effect on May 1, 2027, addresses emerging technology risks and imposes
Derived: Probable Manitoba's Public Sector Artificial Intelligence and Cybersecurity Governance Act received Royal Assent on 1 June 2026 but was not yet in force as of the run date, pending proclamation and implementing regulations.
Confidence: Probable · Evidenced
Evidence and sources
Derived: Probable Although Ontario's Enhancing Digital Security and Trust Act's core framework took effect on 29 January 2025, no regulation prescribing the AI uses or public-sector entities bound by it had been made as of the run date, leaving its four AI duties inoperative in practice.
Confidence: Probable (capped: best source is T3) · Evidenced
Evidence and sources
- fruggr.io T3 · Retrieved
Bill 194's AI duties (disclosure, accountability framework, risk management, human oversight) are a frame; they bind only when
- McCarthy Tétrault LLP T3 · Surfaced
the EDST creates requirements to comply but rules out the establishment of a private law duty of care
The federal Directive on Automated Decision-Making applies to automated decision systems in production used by federal institutions to make or assist administrative decisions, excluding research and test-environment systems.
Confidence: Probable · As of 27 Jun 2024 · Evidenced
Evidence and sources
- Treasury Board of Canada Secretariat T1 · Retrieved · retrieved 27 Jun 2024
The automated decision systems could use rules, regression, advanced analytics, AI, generative AI, machine learning, neural networks
- Treasury Board of Canada Secretariat T1 · Retrieved · retrieved 4 Nov 2026
Existing automated decision systems developed or procured prior to June 24, 2025, will have until June 24, 2026
Derived: Probable OSFI's final Guideline E-23 on Model Risk Management, taking effect 1 May 2027, captures all models used by federally regulated financial institutions, including AI, machine learning and generative AI tools, and requires enterprise-wide model inventory and risk-based governance.
Confidence: Probable (capped: best source is T3) · As of 11 Sep 2025 · Evidenced
Evidence and sources
- Torys LLP T3 · Retrieved · retrieved 2 Nov 2026
All models are captured by the Guideline, regardless of their purpose or the materiality of their risk
- Borden Ladner Gervais LLP T3 · Retrieved · retrieved 2 Nov 2026
must develop risk-based policies and procedures for model use that are proportional to their size, risk profile, complexity
- Blakes T3 · Retrieved · retrieved 11 Nov 2026
The Final Guideline, which will take effect on May 1, 2027, addresses emerging technology risks and imposes
Derived: Probable Manitoba's Public Sector Artificial Intelligence and Cybersecurity Governance Act applies to prescribed public sector entities and AI systems used in prescribed circumstances, with substantive transparency and accountability content left to regulations not yet made.
Confidence: Probable · As of 1 Jun 2026 · Evidenced
Evidence and sources
- Government of Manitoba / Queen's Printer T1 · Retrieved · retrieved 1 Jun 2026
This Act applies to prescribed public sector entities.
- Torys LLP T3 · Retrieved · retrieved 4 Nov 2026
Entities subject to the Act will be required to be transparent about their use of such systems
- Lexpert T2 · Retrieved · retrieved 2 Nov 2026
Manitoba's Public Sector Artificial Intelligence and Cybersecurity Governance Act received Royal Assent in June 2026.
The federal Directive on Automated Decision-Making applies to production automated decision systems used by federal institutions for administrative decisions, excluding research and test systems.
Confidence: Probable · Evidenced
Evidence and sources
- Treasury Board of Canada Secretariat T1 · Retrieved · retrieved 27 Jun 2024
The automated decision systems could use rules, regression, advanced analytics, AI, generative AI, machine learning, neural networks
- Treasury Board of Canada Secretariat T1 · Retrieved · retrieved 19 Jun 2025
The Directive sets out rules for how departments and agencies can use automated systems in service decisions.
Existing federal automated decision systems have until 24 June 2026 to comply with the Directive's updated requirements.
Confidence: Probable · As of 24 Jun 2025 · Evidenced
Evidence and sources
- Treasury Board of Canada Secretariat T1 · Retrieved · retrieved 4 Nov 2026
Existing automated decision systems developed or procured prior to June 24, 2025, will have until June 24, 2026
OSFI's Guideline E-23 on model risk management, covering AI/ML models at federally regulated financial institutions, takes effect on 1 May 2027.
Confidence: Confirmed · As of 11 Sep 2025 · Evidenced
Evidence and sources
- Office of the Superintendent of Financial Institutions (OSFI) T1 · Retrieved · retrieved 11 Nov 2026
sets out OSFI's expectations for how federally regulated financial institutions should manage risks associated with the use of models.
- McMillan LLP T3 · Surfaced
On September 11, 2025, the Office of the Superintendent of Financial Institutions ("OSFI") released Guideline E-23
- Blakes T3 · Retrieved · retrieved 11 Nov 2026
The Final Guideline, which will take effect on May 1, 2027, addresses emerging technology risks and imposes
Manitoba's Public Sector AI and Cybersecurity Governance Act received Royal Assent on 1 June 2026 but is not yet in force.
Confidence: Confirmed · As of 1 Jun 2026 · Evidenced
Evidence and sources
- Government of Manitoba / Queen's Printer T1 · Retrieved · retrieved 1 Jun 2026
This Act applies to prescribed public sector entities.
- Fillmore Riley LLP T3 · Retrieved · retrieved 4 Nov 2026
The Act received Royal Assent on June 1, 2026, but is not yet in force.
- Lexpert T2 · Retrieved · retrieved 2 Nov 2026
Manitoba's Public Sector Artificial Intelligence and Cybersecurity Governance Act received Royal Assent in June 2026.
Ontario's EDSTA has been in force since 29 January 2025, but its AI-specific duties remain inoperative because no prescribing regulation has been made.
Confidence: Probable (capped: best source is T3) · As of 29 Jan 2025 · Evidenced
Evidence and sources
- fruggr.io T3 · Retrieved
Bill 194's AI duties (disclosure, accountability framework, risk management, human oversight) are a frame; they bind only when
- McCarthy Tétrault LLP T3 · Surfaced
the EDST creates requirements to comply but rules out the establishment of a private law duty of care
- WeirFoulds LLP T3 · Retrieved · retrieved 4 Nov 2026
Bill 194, which introduces cybersecurity and artificial intelligence (AI) requirements in Ontario's public sector, received Royal Assent
- regulations.ai T4 · Retrieved · retrieved 4 Nov 2026
The core rules under the Enhancing Digital Security and Trust Act took effect on January 29, 2025
Federal institutions must complete an Algorithmic Impact Assessment before putting an automated decision system into production, under the Directive on Automated Decision-Making.
Confidence: Uncertain (Capped from Probable: best source is T4) · As of 1 Apr 2019 · Evidenced
Evidence and sources
- regulations.ai T4 · Retrieved · retrieved 4 Nov 2026
mandates Algorithmic Impact Assessments and human oversight for federal institutions using automated decision systems
Manitoba's Public Sector Artificial Intelligence and Cybersecurity Governance Act received Royal Assent on 1 June 2026 but is not yet in force pending proclamation and regulations.
Confidence: Probable (capped: best source is T3) · As of 1 Jun 2026 · Evidenced
Evidence and sources
- Torys LLP T3 · Retrieved · retrieved 4 Nov 2026
Entities subject to the Act will be required to be transparent about their use of such systems
Manitoba prohibited personalized algorithmic pricing toward Manitoba consumers without consent under an amendment to the Business Practices Act, Royal Assent 1 June 2026.
Confidence: Uncertain (Capped from Probable: best source is T4) · As of 1 Jun 2026 · Evidenced
Evidence and sources
- Mondaq T4 · Surfaced · retrieved 4 Nov 2026
Manitoba has prohibited the use of personalized algorithmic pricing for Manitoba consumers without their consent
Ontario's Enhancing Digital Security and Trust Act took effect 29 January 2025, but its AI-specific obligations remain inoperative pending regulations prescribing covered uses.
Confidence: Probable · As of 29 Jan 2025 · Evidenced
Evidence and sources
- Legislative Assembly of Ontario T1 · Retrieved · retrieved 4 Nov 2026
The Lieutenant Governor in Council may make regulations governing the use of artificial intelligence systems by public sector entities
OSFI's final Guideline E-23 on model risk management, published 11 September 2025, takes effect 1 May 2027 and explicitly covers AI/ML models at federally regulated financial institutions.
Confidence: Probable (capped: best source is T3) · As of 11 Sep 2025 · Evidenced
Evidence and sources
- McMillan LLP T3 · Surfaced
On September 11, 2025, the Office of the Superintendent of Financial Institutions ("OSFI") released Guideline E-23
The Government of Canada published a minimum-viable-product AI transparency register disclosing federal AI systems on 28 November 2025.
Confidence: Probable · As of 28 Nov 2025 · Evidenced
Evidence and sources
OSFI's final Guideline E-23 extends model risk management expectations to AI/ML models used by federally regulated financial institutions, taking effect 1 May 2027.
Confidence: Confirmed · As of 11 Sep 2025 · Evidenced
Evidence and sources
The Government of Canada published a Minimum Viable Product AI Register in November 2025 and a What We Heard Report on it in September 2026.
Confidence: Probable · As of 11 Sep 2026 · Evidenced
Evidence and sources